Donating appreciated securities — such as stocks, bonds and mutual funds — can be one of the most tax-efficient ways to support a charity. By giving securities in kind, you eliminate capital gains tax on the investment’s growth and receive a charitable tax receipt for their full market value.

This means more impact for GaLTT and greater tax benefits for you.

Why it’s tax smart

  • Eliminate capital gains tax: When you donate appreciated securities directly, you won’t pay tax on the capital gains that would have been triggered if you sold them first.

  • Receive a donation tax credit: You’ll receive a tax receipt for the full market value of the securities at the time of the donation.

  • Avoid selling and paying tax: Donating in kind removes the need to sell the securities and incur tax before giving.

  • Maximize your gift’s impact: Because no capital gains tax is paid, the charity receives a larger amount—often more than if you sold the securities and donated the after-tax proceeds.

How it works

GaLTT receives donations of appreciated securities through CanadaHelps. To learn more, visit CanadaHelps or speak with your financial advisor to see whether this giving option is right for you.